Privacy Policy - Student Artificial Intelligence (sai) Technologies, Inc.

1. Introduction

Student Artificial Intelligence Technologies, Inc. ("Company," "we," "us," or "our") values your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, store, and safeguard information from users ("User," "you," or "your") of our website www.sai.com.ai and any related applications, platforms, or services (collectively, the "Services"). By accessing or using our Services, you acknowledge that you have read, understand, and agree to our practices regarding your information as described in this Privacy Policy.

IF YOU DO NOT AGREE WITH ALL OUR POLICIES AND PRACTICES, YOU MUST IMMEDIATELY DISCONTINUE ACCESSING AND USING THE SITE.

2. Scope and Definitions

2.1 Scope:

This Privacy Policy applies to the personal data that we collect through the Services. It does not govern the practices of third parties that may link to or be accessible from our Services. We are not responsible for the privacy practices of such third parties.

2.2 Key Definitions:

• Personal Data: Information relating to an identified or identifiable individual, including but not limited to name, email address, billing information, IP address, and usage data.
• User Content: Materials that you or other users submit, upload, post, or otherwise make available through the Services, such as course materials, notes, or other resources.
• Cookies: Small text files placed on your device by a website to store information about your use of that website or service.

3. Information We Collect

3.1 Personal Data You Provide:

• Account Registration: When you create an account, we may collect your email address and chosen username, as well as any other information you choose to provide.
• Communications: If you contact us via email, online forms, or customer support channels, we collect the content of those communications and your contact details.
• User Content: We collect and store the User Content you upload or post to the Services.
• Payment Information: If you make purchases or subscribe to paid features, we or our authorized payment processors will collect billing information, such as your name, billing address, and payment card details (card number, expiration date, CVV code). We do not store full payment card numbers on our servers; we rely on secure, PCI-DSS compliant third-party payment processors like Stripe.

3.2 Information Automatically Collected:

• Device and Technical Data: Information about your device and browser, including IP address, operating system, browser type, device identifiers, and connection type.
• Usage Data: Details about your interactions with the Services (pages visited, features used, session duration, and navigation paths).
• Cookies and Similar Technologies: Information collected through cookies, local storage, and similar mechanisms to remember preferences, enhance usability, and analyze usage.

3.3 Location Data:

We may derive approximate location data (e.g., from IP address) to optimize content delivery and enhance the Services. We do not collect precise geolocation without your consent.

3.4 Aggregated and Anonymized Data:

We may aggregate or de-identify personal data so that it no longer identifies you. Such data may be used for analytics, research, and business operations.

4. Legal Bases for Processing (EEA/UK/Switzerland Residents)

If you are located in the EEA, UK, or Switzerland, we rely on the following legal bases when processing your personal data:

• Contractual Necessity: To provide the Services you request and fulfill our contractual obligations.
• Consent: Where required by law, for certain marketing or cookie usage, we will obtain your consent.
• Legitimate Interests: To improve and secure our Services, detect and prevent fraud, and conduct analytics, except where your rights override these interests.
• Legal Obligations: To comply with applicable laws, regulations, and legal processes.

5. How We Use Your Information

We use the information we collect for the following purposes:

• Provision of Services: To operate, maintain, and facilitate your use of the Services, including managing user accounts, enabling content uploads, and processing transactions.
• Personalization and Enhancements: To tailor your experience, remember preferences, and deliver content or features that may interest you.
• Analytics and Improvement: To understand usage patterns, diagnose technical issues, and develop new features, products, and services.
• Communications: To send administrative messages (e.g., account updates, policy changes), respond to inquiries, and—where lawful and with your consent—send marketing or promotional messages.
• Security and Fraud Prevention: To monitor, detect, and prevent illegal activities, unauthorized access, fraud, and other malicious activities.
• Legal Compliance: To comply with applicable laws, regulations, and legal processes, and to enforce our Terms of Use.

6. Payment Information and Billing

6.1 Billing and Payment Processors:

When you make a purchase or subscribe to paid features, we may collect billing information, including your name, billing address, and payment card details. We use reputable third-party payment processors that are compliant with the Payment Card Industry Data Security Standard (PCI-DSS). These providers handle and process your payment information securely. We do not store or have direct access to your full payment card information.

6.2 Use of Payment Data:

Your payment information is used solely for the purpose of processing transactions, managing subscriptions, and addressing billing inquiries or disputes. We may store limited transaction data (e.g., date, amount, last four digits of the card) to provide transaction histories, handle refunds, or comply with legal obligations (e.g., tax, accounting).

6.3 Security of Payment Data:

Our payment processors implement appropriate security measures and maintain PCI-DSS compliance. While we strive to ensure the security of your payment information, no method of electronic transmission is entirely secure. We encourage you to protect your payment information by following safe online practices.

7. Disclosure of Your Information

7.1 Service Providers:

We may share your personal data with trusted third-party vendors who provide services on our behalf (e.g., hosting, analytics, payment processing, customer support). These service providers are contractually obligated to use the information only as directed by us and protect it from unauthorized access or disclosure.

7.2 Business Transfers:

In the event of a merger, acquisition, restructuring, bankruptcy, or sale of all or part of our assets, personal data may be transferred to the acquiring entity. We will endeavor to ensure appropriate protections are in place and, where required by law, notify you of the data transfer.

7.3 Legal and Regulatory Requirements:

We may disclose personal data when required by law, court order, or governmental request, or if we believe in good faith that disclosure is necessary to protect our rights, investigate fraud, ensure user safety, or respond to legal claims.

7.4 With Your Consent:

We may disclose your personal data to third parties for purposes not covered by this Privacy Policy if you expressly consent to such sharing.

8. Cookies and Similar Technologies

8.1 Types of Cookies:

• Essential Cookies: Necessary for the operation of the Services and enabling secure logins, session management, and account functionality.
• Functional Cookies: Store your preferences to enhance your experience.
• Performance Cookies: Collect anonymous statistical data on usage patterns to improve the Services.
• Third-Party Cookies: Set by analytics or advertising partners to assist in understanding how users engage with the Services.

8.2 Managing Cookies:

You may modify your browser settings to reject or delete cookies. However, disabling certain cookies may limit the features and functionality available to you.

8.3 Do Not Track:

We do not currently respond to "Do Not Track" signals. However, you can limit certain tracking by adjusting your browser or device settings.

9. International Data Transfers

Your personal data may be transferred to and processed in countries other than your own, including the United States. These countries may have data protection laws that differ from those of your jurisdiction. In such cases, we will implement appropriate safeguards, such as Standard Contractual Clauses, to ensure your personal data receives an adequate level of protection.

10. Data Retention

We retain personal data only as long as necessary to fulfill the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law. When personal data is no longer needed, we will securely delete or anonymize it.

11. Your Rights and Choices

Depending on applicable law and your location, you may have the following rights:

• Access: Request a copy of the personal data we hold about you.
• Rectification: Request correction of inaccurate or incomplete personal data.
• Erasure: Request deletion of your personal data in certain circumstances.
• Restriction: Ask us to limit processing of your personal data.
• Portability: Receive a copy of certain personal data in a structured, commonly used, and machine-readable format.
• Objection: Object to processing based on legitimate interests or for direct marketing purposes.
• Withdrawal of Consent: Where processing is based on your consent, withdraw consent at any time without affecting the lawfulness of prior processing.

To exercise your rights, please contact us as indicated in Section 14. We may require verification of your identity before responding to a request and will comply within the timeframes required by applicable law.

12. Children's Privacy

Our Services are not directed to individuals under 13 years of age. We do not knowingly collect personal data from children under 13. If we learn that we have collected personal data from a child under 13, we will promptly delete it. If you believe we have inadvertently collected such data, please contact us.

13. Data Security

We maintain administrative, technical, and physical safeguards designed to protect your personal data. These measures include encryption, firewalls, access controls, and regular security assessments. While we strive to protect your data, no online platform is entirely secure, and we cannot guarantee absolute security.

14. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, or if you wish to exercise your data protection rights, please contact us:

Email: [email protected]

Mailing Address: 275 Cherry Street APT 7A, New York, NY 10002

We will respond to your inquiry within a reasonable timeframe and in accordance with applicable laws.

15. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to our practices, technologies, legal obligations, or other factors. When we make changes, we will revise the "Effective Date" at the top and may provide additional notice (e.g., posting a notice on our Services, sending an email notification). Your continued use of the Services after the updated Privacy Policy becomes effective indicates your acceptance of those changes.

We encourage you to periodically review this Privacy Policy for the latest information on our data protection practices.